Hello from TeamCarruth!!We hope everyone is doing well! Our hearts go out to those that have lost loved ones during this time. We pray that all of this is coming to an end and we can get back
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Hello from TeamCarruth!!
We hope everyone is doing well! Our hearts go out to those that have lost loved ones during this time. We pray that all of this is coming to an end and we can get back together with our families and hug!! If anything, this has taught us to be so thankful and to be careful of taking time that we have with our loved ones for granted.
Onward and upward!
My last blog went into FHA loans, just a tidbit of info. Hope it was helpful! This time I would like to tackle the USDA home loans.
The Section 502 Guaranteed Loan Program assists approved lenders in providing low to moderate income households with the ability to own their own home. A home that is well, move in ready! And 100% financed. No money down! As you can guess, there are some eligibility requirements.
must meet income requirements (your loan officer can help with this)
must be purchasing to own and dwell in as primary residence (this loan is not for the investor looking to increase his portfolio)
United States citizen, U.S. non citizen national or qualified alien
must be able to prove/demonstrate that you can manage and handle debt
the home you choose, must be in an approved USDA area (your realtor can help with this!) that would be us! :)
If you have any questions, that's great, we are here to help!! Call us anytime (205-834-2433) or email: firstname.lastname@example.org
We are here 24/7!
Janet and Thomas Carruth
Sweet HOMElife Real Estate
for more info: you can visit https://eligibility.sc.egov.usda.gov/
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There‚Äôs no getting around the fact that you need to pay a lot of money upfront in order to buy a home. However, fortunately for buyers who are short on funds, you may be able to get a little help